![Can anyone explain why each bank has its own Twint App? As a Software Developer, it seems counter-intuitive not to have one universal app for all banks. - r/Switzerland Can anyone explain why each bank has its own Twint App? As a Software Developer, it seems counter-intuitive not to have one universal app for all banks. - r/Switzerland](https://libredd.it/img/6cpow1tyjkd71.png)
Can anyone explain why each bank has its own Twint App? As a Software Developer, it seems counter-intuitive not to have one universal app for all banks. - r/Switzerland
How is Switzerland such a perfect country? Do the Swiss realize how perfect their country is? I've visited and it was amazing. - Quora
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